iaccept

i-Accept: Your Next Generation Acceptance Product

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FEATURES

i-Accept Features

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Higher security, lower cost

Ditch expensive payment terminals and POS solutions for an elegant, software-only solution that provides superior trust and security.

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Certified with all card networks

The world’s first software-based replacement for traditional payment acceptance terminals trusted by Visa, MasterCard, American Express and Discover.

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A new, high standard in security

Through i-Accept, any modern mobile device can securely accept payments without the need for additional hardware or terminals. It can adapt to new cybersecurity threats, be easily updated ‘over the air’ with new features and meets compliance requirements.

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Easy to integrate and easy to use

i-Accept is easy to deploy, roll out and we'll be there every step of the way to help.

ADVANTAGES

About i-Accept

For Acquirers (or other Payment System Providers)

Streamline your acquiring systems and future-proof yourself with i-Accept.

  • Dramatically reduce cost of sales and increase margins

    Payment terminals are forecasted to cost banks, merchants, and retailers $48 billion by 2023. Dramatically reduce your costs by eliminating hardware and increasing margins through a software-only solution. 

  • Turn any smart device into a POS

    Retailers and merchants of all sizes can simply download an app that accepts PIN transactions and other forms of verifications, like biometrics.

  • Secure and easy to manage and support

    i-Accept adapts to new threats quickly, protecting your clients reputation and bottom line. Through i-Accept, everything becomes downloadable, upgradable, remotely manageable and can be delivered and deployed in real-time thus reducing costs significantly. 

  • Increase your addressable market

    With i-Accept, your addressable market expands into the software-only category and becomes available to micro-micro-merchants.

  • Reduce fraud and the subsequent brand damage

    Unlike hardware security, the software is upgradeable and adaptable to new security threats through immediate ‘over the air’ updates 

  • Improved competitive differentiation

    i-Accept provides you a solution that will deliver new benefits to your retail customers and thus differentiate your offerings.

For Retailers and Merchants

Bypass archaic and cumbersome technology completely with i-Accept - ask your bank to enable i-Accept on their network.

  • Dramatically reduce cost of sales and increase margins

    Payment terminals are forecasted to cost banks, merchants, and retailers $48 billion by 2023. Bypass it completely with i-Accept. Through i-Accept, everything becomes downloadable, upgradable, remotely manageable on your tablet or phone, and can be delivered and deployed in real-time, thus reducing costs significantly.

  • Turn any smart device into a trusted and secure POS

    Retailers and merchants of all sizes can simply download an app that accepts PIN transactions and other forms of verifications, like biometrics. This levels the playing field and avoids the need for any specialized hardware.

  • Secure and easy to use, deploy and support

    i-Accept adapts to new threats quickly, protecting your clients reputation and bottom line. Instead of repeatedly purchasing, updating, and learning new payment terminals and dongles, you can just download an app to your phone. No need to worry about carrying multiple devices, extra wires and charging cables. It’s easy to use, deploy and support as updates can be made “over the air.” 

  • Streamline the checkout experience

    Transactions are as simple as tapping a card or phone to the merchant’s smart device, allowing for a faster and more personalized and contact-free shopping experience.

  • Increase retail space and improved customer experience 

    Get rid of cumbersome payment hardware and large check out areas and take full advantage of your retail real estate, delivering a new and improved customer experience.

OUR KIT

This is what you’ll get

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The Cube

Our one-of-a-kind “virtual safe” that lives as an SDK within the mobile payment application.

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The miniCloud™

Own your own on-premise appliance or cloud-based backend that provides compliance, remote management, security and connection to your risk systems capabilities for your Cubes.

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Setup Support

Our Engineering and Product teams will provide an implementation plan and support during initial integration, as well as during deployment, and as you scale your deployment for years to come.

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Assessment Kit

Take part in a demo to get the product experience before making a decision.

OUR TECHNOLOGY

i-Accept vs. i-Accept+

  • 01

    i-Accept can be embedded into your existing mobile app and connected to your full backend acquiring systems, without interrupting your company’s workflow.

  • 02

    i-Accept+ is an end-to-end, fully certified solution that you can brand and deploy right away.

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PRICE

Calculate your potential savings

Number of devices you use in 3 years

10,000 1,000,000

Price of mobile device

250 3,000

Contact us to get a personalized commercial model and pricing, as well as information on the certification process.

CONTACT US

Frequently asked questions

  • Is this like Square?

    Square still requires external hardware - the small chip readers plugged into a merchant's mobile device(s). [Square would actually still benefit from i-Accept, as their hardware sales only make up a small fraction of their revenue.] Since MagicCube's i-Accept solution comes in the form of a downloadable app, merchants do not have to buy any extra hardware at all. This reduces the barrier to entry for new businesses and micro-merchants, making it beneficial to everyone outside of the hardware security industry.

  • Isn’t whitebox encryption a secure software-only solution?

    While whitebox encryption is a form a software security, it is severely limited in scope and costly to maintain. Our form of encryption is a “virtual safe” which is as straightforward as it sounds. Whitebox encryption uses the “needle in a haystack” form of encryption. The needle being your information and the hay being useless information and data meant to distract and confuse threats. This “hay” isn’t nearly as secure as our virtual safe, and has to be replaced every two weeks, which is costly and difficult to integrate.

  • So it works on both Android and iOS?

    Our platform can immediately be deployed on any Android device. iAccept is also compatible with Apple products, but Apple has closed off their payment ecosystem for the time being.